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Survive and Thrive day 2

January 14th, 2005 at 05:25 pm

Well today I spent 5.25 on used books at the library book store. I got all 3 volumes of the tightwad gazette, eating healthy for $50 a week, $ave money everyday,Rasing happy kids on a reasonable budget, more cookbooks, and a few inspirational books. I got the books for 25 cents each!!!!!!
I was quite excited!!

Other than that it was a guerilla frugality day. I made sausage, red beans and rice with salad for dinner.

Checked into savings on our homeowners insurance and I don't think our company will let us raise our deductible - or at least that is what I was told today. I will call back next week after talking to the mortgage company.

Our dsl went off today - I got dial up for 6.95 a month. WOOHOO!! So that's a huge savings. Took everything extra off the phone, with the exception of caller id, dh wanted to keep that right now - since we have a teenage daughter. LOL

Neighbor brought over a huge box of tupperware, I went thru that and mine and weeded out what I didn't want or need and will offer it on freecycle.

Will be working on reducing the light bill next. Then on to groceries - not overly concerned with this one right now as I had a great shopping trip the other day. Smile

Posted in Uncategorized | 4 Comments »

4 Responses to “Survive and Thrive day 2”

  1. Anonymous Says:
    January 15th, 2005 at 08:29 am

    You got an awesome deal on those books! I can't imagine an insurance company not letting you raise your deductibles. That is less risk for them. Besides the decision is yours, nor theirs. You can always switch insurance companies.

  2. Anonymous Says:
    January 15th, 2005 at 09:43 am

    We are in florida and it's *very* hard to get homeowners insurance already. I don't think switching companies is an option - very few are writing policies here. We were hit with 2 hurricanes last year.

  3. Anonymous Says:
    January 15th, 2005 at 10:04 am

    It has been years, but when I owned my own insurance company, the endorsement on the deductible for the mortgage company was only $250 even if your deductible was $2,500. That way, lender would allow a higher deductible. What this means is that if you give the house back to the lender & they had to submit a claim, their deductible is only $250. So u should be able to increase your deductible to any limit u want. The person u talked to at the insurance company/agency may not be knowledgesable enough to know this. Ask to speak with the Agent. But even this doesn't guarantee knowledge. The agent that first taught me was an insurance idiot.

    Great find on your books!

  4. Anonymous Says:
    January 15th, 2005 at 10:14 am

    Now I understand why you might have trouble with insurance. I didn't realize you were in FLA and can understand why things might be a little different there.

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